I recently discovered all of the online yard sale groups and Marketplace on Facebook. I didn't realize how much money I could save simply by buying gently used goods. It's great that I'm saving a little here and there, but now I have found a way to earn money by spending it, thanks to my friends at Sterling United FCU.

Yes, with Sterling Advantage Checking, I earn cash just for using my checking account like I would anyway. Sterling United FCU pays a bonus 3% APY on balances up to $10,000 if you meet certain requirements, including making 10 or more debit purchases a month. 

What is APY?

I'm not a numbers person, so most banking terms seem like a foreign language to me. Thankfully, my friends at Sterling United FCU explained everything to me. APY stands for 'Annual Percentage Yield'. Basically, APY is the extra money you earn every year by using Sterling Advantage Checking.

Earn 3% APY each month you meet these monthly requirements: 

• Make 10 or more debit card purchases 
• Receive direct deposit 
• Actively use online banking or Sterling United’s mobile app 
• Receive e-Statements 

When you bank with Sterling United FCU, it's easy to keep track of your spending with free online banking and bill pay. With Sterling's app, I can easily check my balance and set up alerts so that I don't spend too much.

More Ways to Save:

Did you know that some banks charge service fees to use your debit card? Sterling United FCU does not charge me for using my Debit MasterCard, and there are no monthly service fees or minimum balance.

Sterling makes it easy to put money aside for Christmas with Easy Saver Roundup. I just round up the change with debit card purchases, and magically it goes into my Christmas Club account.

Membership with Sterling United FCU is open to anyone who lives, works, worships, volunteers, or attends school in Vanderburgh, Warrick, Posey, or Henderson County and their families.

To see how Sterling United FCU can help you earn money, visit them online at sufcu.org or stop in the branch nearest you: 1330 W. Franklin St. or 5727 Vogel Road.